Investor Market Snapshot – 2026-01-23
The current 30-year mortgage rate at 6.09% and the 10-year Treasury yield at 4.26% indicate a relatively stable interest rate environment. For DSCR underwriting, this stability supports predictable debt coverage calculations. Investors should focus on ensuring rental income sufficiently covers debt obligations, while maintaining adequate reserves to buffer against potential vacancies or economic shifts.
In the fix-and-flip sector, the spread between acquisition costs and resale prices remains crucial. With interest rates steady, financing costs are predictable, allowing for more accurate project budgeting. However, maintaining a robust contingency fund is essential to manage unforeseen expenses and potential market fluctuations. Efficient draw management can help optimize cash flow throughout the project lifecycle.
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Note: For informational purposes only. Not financial advice. Terms subject to change and underwriting approval.
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