Investor Market Analysis – 02-07-26
Prime Property Funding Market Analysis for 02-07-26. Current market conditions analyzed through the lens of financing costs, inventory dynamics, and return potential.
📊 Investor Snapshot – February 2026
| 30-Year Mortgage Rate: | 6.11% |
| Mortgage–Treasury Spread: | 190 bps |
Investor Takeaways
Median price is $410,800 and 30Y mortgage rates are 6.11%. The mortgage–treasury spread is ~190 bps, a key risk-pricing signal.
Key metrics we monitor: mortgage-treasury spreads (risk pricing), months’ supply (inventory pressure), and shelter inflation (rent growth proxy). These signals inform financing strategy and return expectations.
- Price Momentum: Favor stable trendlines over short-term spikes.
- Financing Cost: Underwrite with conservative DSCR cushions.
- Supply: Tighter months’ supply supports rents and prices.
- Inflation: Monitor shelter CPI as a rent-growth anchor.
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External References
Disclaimer: This market analysis is for informational purposes only and should not be considered financial or investment advice. Market conditions can change rapidly. Consult with a qualified financial or lending professional before making any decisions.